Venmo is one of the most widely used peer-to-peer payment platforms in the United States. Whether you’re sending money to a friend, transferring funds to your bank account, or withdrawing cash, understanding the Venmo daily limit, Venmo sending limit, and other related thresholds is critical to managing your money efficiently. This comprehensive guide outlines every important aspect of Venmo limits and answers the most frequently searched questions about the maximum amount you can Venmo.
Understanding Venmo Limits: Overview
Venmo places various limits on user transactions for security and compliance reasons. These limits are divided into:
Venmo Daily Limit: How Much Can You Send or Spend Each Day?
The Venmo daily limit varies based on the type of transaction and your verification status. Once your identity is verified with Venmo, the limits increase significantly.
Venmo Sending Limit: How Much Can You Send Weekly?
The Venmo sending limit is capped based on whether your identity is verified:
Venmo Person to Person Limit
The Venmo person to person limit refers to the maximum you can send from one individual to another on the app.
Max Amount Venmo Allows for Bank Transfers
If you're transferring money to your linked bank account, the max transfer on Venmo is:
Maximum Amount Venmo Accepts for Payments
If you’re paying a merchant or completing an authorized purchase, the maximum Venmo payment is:
Maximum Amount You Can Venmo Per Transaction
The maximum amount you can Venmo in a single transaction is $4,999.99. This applies to person-to-person payments.
This limit is enforced regardless of whether you’ve used other parts of your weekly quota. If you're trying to send $6,000 in one go, you'll need to split it into two transactions.
Maximum Transfer Venmo Allows to Bank or Card
The maximum transfer Venmo allows depends on the type of transfer:
Maximum Venmo You Can Store or Maintain
While Venmo doesn’t have a fixed maximum Venmo wallet balance, the platform recommends users transfer larger balances out to a bank account for security and FDIC insurance purposes. However, if you receive more than your weekly limit, the excess may be delayed until your limit resets.
Maximum Venmo Payment at Merchants
The maximum Venmo payment for purchases made with a Venmo card or through merchant apps is aligned with the weekly limit:
Venmo ATM Withdrawal Limit
Using your Venmo Debit Card at ATMs? Here’s what to know about the Venmo ATM withdrawal limit:
How to Increase Your Venmo Limits
To unlock the maximum amount you can Venmo, you must:
Summary of All Venmo Limits
Final Thoughts
Understanding the Venmo sending limit, Venmo person to person limit, and other related thresholds ensures smoother transactions and fewer surprises when managing your finances. By verifying your identity and using the app responsibly, you can unlock the full range of maximum Venmo capabilities.
If you're close to your limit, consider waiting until the 7-day rolling window resets or splitting your transactions to stay within compliance.
Understanding Venmo Limits: Overview
Venmo places various limits on user transactions for security and compliance reasons. These limits are divided into:
- Venmo sending limit
- Venmo person to person limit
- Venmo ATM withdrawal limit
- Maximum transfer on Venmo
- Venmo daily limit
Venmo Daily Limit: How Much Can You Send or Spend Each Day?
The Venmo daily limit varies based on the type of transaction and your verification status. Once your identity is verified with Venmo, the limits increase significantly.
- Unverified users: Lower daily limits for security reasons.
- Verified users: Eligible for higher limits across all transaction types.
Venmo Sending Limit: How Much Can You Send Weekly?
The Venmo sending limit is capped based on whether your identity is verified:
- Verified account: Can send up to $4,999.99 per week to other Venmo users.
- Unverified account: Typically limited to $299.99 per week until verification.
Venmo Person to Person Limit
The Venmo person to person limit refers to the maximum you can send from one individual to another on the app.
- Maximum for verified users: $4,999.99 per week
- Unverified: Limited to $299.99 per week
Max Amount Venmo Allows for Bank Transfers
If you're transferring money to your linked bank account, the max transfer on Venmo is:
- Instant Transfer: Up to $5,000 per transfer (with a 1.75% fee, minimum $0.25 and maximum $25)
- Standard Transfer: Up to $999.99 per week
Maximum Amount Venmo Accepts for Payments
If you’re paying a merchant or completing an authorized purchase, the maximum Venmo payment is:
- Verified users: Up to $6,999.99 per week (combined with all other payments)
- Daily payment transactions are not explicitly limited but depend on remaining balance within the rolling limit.
Maximum Amount You Can Venmo Per Transaction
The maximum amount you can Venmo in a single transaction is $4,999.99. This applies to person-to-person payments.
This limit is enforced regardless of whether you’ve used other parts of your weekly quota. If you're trying to send $6,000 in one go, you'll need to split it into two transactions.
Maximum Transfer Venmo Allows to Bank or Card
The maximum transfer Venmo allows depends on the type of transfer:
- To a bank account (Standard Transfer): $999.99 per week
- To a bank account (Instant Transfer): $5,000 per transfer
- To a debit card (Instant Transfer): $5,000 per transaction or $10,000 per week
Maximum Venmo You Can Store or Maintain
While Venmo doesn’t have a fixed maximum Venmo wallet balance, the platform recommends users transfer larger balances out to a bank account for security and FDIC insurance purposes. However, if you receive more than your weekly limit, the excess may be delayed until your limit resets.
Maximum Venmo Payment at Merchants
The maximum Venmo payment for purchases made with a Venmo card or through merchant apps is aligned with the weekly limit:
- Up to $6,999.99 per week combined across all types of payments
Venmo ATM Withdrawal Limit
Using your Venmo Debit Card at ATMs? Here’s what to know about the Venmo ATM withdrawal limit:
- $400 per day
- 24-hour rolling period
- Includes ATM withdrawals, over-the-counter cash withdrawals, and cash back with purchases
- $2.50 per ATM withdrawal
- No fee at MoneyPass® ATMs within the U.S.
How to Increase Your Venmo Limits
To unlock the maximum amount you can Venmo, you must:
- Verify your identity in the Venmo app (Settings > Identity Verification).
- Link your bank account or debit card.
- Use the app consistently with clean transaction history.
Summary of All Venmo Limits
Category | Limit |
| Venmo Daily Limit | Part of weekly limits below |
| Venmo Person to Person Limit | $4,999.99/week (verified) |
| Venmo Sending Limit | $4,999.99/week (verified) |
| Max Transfer on Venmo | $5,000 per Instant Transfer |
| Maximum Transfer Venmo | $999.99/week (Standard Transfer) |
| Maximum Amount Venmo | $6,999.99/week total |
| Maximum Venmo Payment | $6,999.99/week (combined payments) |
| Venmo ATM Withdrawal Limit | $400/day |
Final Thoughts
Understanding the Venmo sending limit, Venmo person to person limit, and other related thresholds ensures smoother transactions and fewer surprises when managing your finances. By verifying your identity and using the app responsibly, you can unlock the full range of maximum Venmo capabilities.
If you're close to your limit, consider waiting until the 7-day rolling window resets or splitting your transactions to stay within compliance.