Cash App ATM Limit: How Much Can I Withdraw from the ATM Using Cash App?

sandeepkoli

New Member
Cash App has quickly become one of the most popular mobile payment services in the U.S., offering users the flexibility to send, receive, and withdraw money with ease. One of the standout features of Cash App is its Cash Card, a customizable Visa debit card that allows you to access your funds through ATMs. But like all financial services, limits apply, especially when it comes to withdrawing money. In this article, we will break down the Cash App ATM withdrawal limits, how you can increase them, and everything else you need to know.

What Is the Cash App Daily ATM Withdrawal Limit?
Cash App enforces strict daily ATM withdrawal limits to ensure security and manage user transactions efficiently. As of 2025, the Cash App daily ATM withdrawal limit is: $310 per day
This limit applies to all standard ATM transactions made using the Cash Card, whether you're using an in-network or out-of-network ATM. Once you hit this limit, you won't be able to withdraw more cash until the 24-hour period resets.
It's also important to note that ATM providers may charge additional fees, and these fees are separate from the withdrawal limits set by Cash App.

What Is the Cash App Weekly ATM Withdrawal Limit?
Alongside the daily limit, Cash App also has a weekly ATM withdrawal cap. This is in place to prevent excessive withdrawals and promote account security. The Cash App weekly ATM limit is: $1,000 per 7-day period
This means that even if you don’t hit the $310 daily maximum every day, once your cumulative ATM withdrawals reach $1,000 within a rolling 7-day window, you’ll have to wait until part of that period resets to withdraw more.

What Is the Cash App Monthly ATM Withdrawal Limit?
While Cash App doesn’t officially list a monthly limit on ATM withdrawals, based on the weekly limits, we can infer the estimated monthly withdrawal cap: Approximately $1,250 - $1,500 per month
This estimate can vary slightly depending on the calendar and the timing of your weekly withdrawals, but generally, users are limited by the weekly cap more than by a fixed monthly limit.

How to Check Your ATM Withdrawal Limit on Cash App?
If you're ever unsure about how much you have left to withdraw, you can easily check your limit inside the Cash App. Here's how:
  • Open the Cash App.
  • Tap the Cash Card icon on the home screen.
  • Select “Limits” or “ATM withdrawals” (options may vary slightly).
  • You’ll see a breakdown of your current usage and how much you have left to withdraw.
This real-time insight helps you avoid declined transactions at the ATM.

How to Increase Your Cash App ATM Withdrawal Limit?
Many users wonder if it’s possible to increase the ATM withdrawal limit on Cash App, and the answer is: yes, but with conditions. Cash App allows you to access higher limits once you verify your identity.
Steps to Verify Your Identity:
  • Go to your profile on the Cash App.
  • Provide your full legal name.
  • Enter your date of birth.
  • Input the last four digits of your SSN.
  • Submit any additional documents if requested (like a government-issued ID).
Once your identity is verified:
  • You will gain access to higher overall Cash App limits, though ATM withdrawal limits typically remain capped at $310/day.
  • However, verified users may have fewer restrictions on other types of transactions, such as spending, bank transfers, and receiving money.
Important: Cash App ATM withdrawal limits are not currently increased even after verification, but Cash App frequently updates its terms, so staying verified ensures you’re first in line for future limit increases or beta features.

Can I Withdraw Cash without a Cash App Card?
No. To use ATMs with Cash App, you must have the Cash Card. Cash App does not support card less ATM withdrawals. You’ll need to order your physical card (which is free) through the app and wait for it to arrive before you can withdraw any cash from an ATM.

Are There Any ATM Fees with Cash App?
Yes, but with a twist.
  • ATM providers typically charge a fee, often around $2.50 to $3.00.
  • Cash App itself charges a $2.50 fee per withdrawal.
However, if you set up direct deposit of $300 or more per month into your Cash App, you’ll be eligible for ATM fee reimbursements for up to 3 withdrawals per 31-day period, and up to $7 in fees per withdrawal.
This makes setting up direct deposit a smart move if you frequently use your Cash App Card at ATMs.

Quick Summary of Cash App ATM Withdrawal Limits
Limit Type Amount
Cash App Daily ATM Withdrawal Limit $310 per day
Cash App Weekly ATM Withdrawal Limit $1,000 per 7 days
Estimated Monthly Limit $1,250 - $1,500
ATM Fee (Cash App) $2.50 per transaction
ATM Fee Reimbursement With $300+ direct deposit

(FAQs)
Q1: Can I withdraw more than $310 from the ATM in one day?

No. The maximum you can withdraw from the ATM using your Cash App card is $310 per day, regardless of the number of transactions or ATM machines used.

Q2: Can I use multiple ATMs to bypass the limit?
No. The daily and weekly withdrawal limits apply across all ATMs combined, so using different machines won't increase your allowance.

Q3: Will my limits increase over time automatically?
No. Your limits won’t increase unless you verify your identity and Cash App updates its policies. Even after verification, Cash App ATM withdrawal limits usually remain the same.

Q4: Can I request a limit increase from Cash App support?
No. Cash App does not currently offer personalized ATM limit increases through customer support.

Q5: How do I avoid ATM fees with Cash App?
Set up a direct deposit of $300+ per month, and you’ll qualify for ATM fee reimbursements for up to three withdrawals per month.

Q6: Does the ATM limit reset at midnight?
Yes, the Cash App daily limit resets every 24 hours, typically based on your account’s time zone.

Q7: Can I withdraw from international ATMs?
Cash App’s Cash Card does not support international ATM withdrawals. It can only be used within the United States.

Q8: What if I try to withdraw more than my limit?
The transaction will be declined, and you’ll receive a notification from Cash App.

Q9: Can I withdraw money without paying fees at any ATM?
You’ll still encounter ATM operator fees unless you qualify for reimbursement via direct deposit.

Q10: Is there a way to withdraw more than $310/day?
Not through ATMs. But you can send money to a linked bank account and withdraw higher amounts from there.
 
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